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Ability To Make Ends Meet

Ability to make ends meet

Half of households have at least some difficulties in making ends meet

CSO statistical publication, , 11am

Households were asked to rate their self-perceived level of difficulty in making ends meet, with the answer options being: ‘with great difficulty’; ‘with difficulty’; ‘with some difficulty’; ‘fairly easily’; ‘easily’; ‘very easily’.

5.7%
of households
had great difficulty in making ends meet in 2022
compared with 5.6% in 2021

One in two households (49.3%) said they had at least some difficulty in making ends meet in 2022, compared with 42.0% of households in 2021. One in twenty (5.7%) had great difficulty in making ends meet. See figure 4.1 and table 4.1.

X-axis labelVery easilyEasilyFairly easilyWith some difficultyWith difficultyWith great difficulty
20227.612.830.331.512.15.7
20219.314.833.927.29.25.6
20206.5133430.79.86
Show Table: Table 4.1a Household ability to make ends meet by levels of difficulty, demographic characteristics and year (% of households)

Show Table: Table 4.1b Household ability to make ends meet by levels of ease, demographic characteristics and year (% of households)

Almost three in four single adult household with children have at least some level of difficulty in making ends meet

By household composition, one adult households with children are the most likely to be experiencing at least some level of difficulty (73.7%) in making ends meet, while 8.2% had great difficulty. See figure 4.2 and table 4.1.

X-axis labelWith some difficultyWith difficultyWith great difficulty
1 adult aged
65 years and over
2910.15.4
1 adult aged
less than 65 years
31.613.48.1
2 adults,
at least 1 aged
65 years and over
25.8112.2
2 adults,
both aged less
than 65 years
24.610.25.3
3 or more adults26.993.8
1 adult, with
children under 18 years
46.219.38.2
2 adults, with
1-3 children under 18 years
3814.75.1
Other households with
children under 18 years
381111

One in ten rented households have great difficulty in making ends meet

By tenure, seven in ten (68.4%) of rented or rent-free households have at least some level of difficulty in making ends meet, compared with four in ten (40.6%) owner-occupied households. One in ten (10.8%) of rented or rent-free households had great difficulty in making ends meet. See figure 4.3 and table 4.1.

X-axis labelVery easilyEasilyFairly easilyWith some difficultyWith difficultyWith great difficulty
Rented or rent free3.7720.939.917.710.8
Owner-occupied9.315.434.627.79.53.4

Nine in ten households living in enforced deprivation have at least some level of difficulty making ends meet

Of households experiencing enforced deprivation, more than nine in ten (93.7%) had at least some difficulty in making ends meet, with 23.8% having great difficulty. One in four (39.5%) of households not experiencing enforced deprivation had at least some difficulty in making ends meet, with 1.7% having great difficulty. See figure 4.4 and table 4.1.

X-axis labelVery easilyEasilyFairly easilyWith some difficultyWith difficultyWith great difficulty
Experiencing deprivation0.10.16.140.629.323.8
Not experiencing deprivation9.315.635.729.58.31.7