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Background Notes

Almost two-thirds of people believe they are in a worse financial position now than last year

CSO statistical publication, , 11am
A CSO Frontier Series Output

This publication is categorised as a CSO Frontier Series Output. Particular care must be taken when interpreting the statistics in this release as it may use new methods which are under development and/or data sources which may be incomplete, for example new administrative data sources. 

Purpose of the Data Collection Initiative and Reference Period

An online questionnaire for the Pulse Survey ‘Our Lives, Our Money’ was conducted by the CSO from Thursday 27 October to Sunday 13 November 2022.  The questionnaire was open to anyone aged 18 and over who was living in private accommodation in the Republic of Ireland.  As part of the CSO ‘Take Part’ Campaign the online Pulse Survey electronic questionnaire was available on the CSO.ie website and on all CSO social media platforms. There were 11,316 responses.

The questionnaire asked for information on the following topics:

  • respondent demographics
  • concern about the cost of living
  • perceived changes in financial situation
  • current financial situation
  • perceived change in disposable income
  • financial concerns
  • cutbacks
  • actions to combat the cost of living
  • perceived level of inflation
  • perceived change of food costs

The results in the 'Pulse Survey October-November 2022 - Our Lives, Our Money: Snapshot of Results' publication reflect only the responses of those who completed the Pulse Survey questionnaire. While results are calibrated to Irish population totals, the findings cannot be generalised to the entire Irish population, as the people who answered the questionnaire were not chosen at random from the population.

Sampling

Sample-selection is not applicable as responding to this online pulse survey is voluntary for anyone aged 18 years and older and living in Ireland.

Data Collection

Data collection for this reference period: 27 October to 13 November 2022.

Responding to this survey is voluntary.

Data are collected directly from survey respondents through the Pulse Survey online electronic questionnaire.

Error detection

Each variable is assessed by the CSO to identify implausible submissions.

Disclosure control

The CSO is prohibited, under the Statistics Act, from releasing any information it collects that could identify any person, business, or organization. Various confidentiality rules are applied to all data that are released or published to prevent the publication or disclosure of any information deemed confidential. If necessary, data are suppressed to prevent direct or residual disclosure of identifiable data.

Questionnaire – Demographic characteristics

Respondents were asked for information relating to their demographic characteristics as well as the subject matter of the survey. Characteristics included: sex, age, county of residence, principal economic status, highest level of education completed, tenure and general health status.

Demographic characteristics were used to calibrate the data (see following section Benchmarking Calibration), and were not investigated in this publication but may be in further analyses. See below for descriptions of each characteristic.

Sex: Female or male

Age: The respondents were asked their age

NUTS3 Regions: NUTS3 regions are derived from respondents' county of residence.

These regions are comprised as follows:

Northern & Western NUTS2 RegionSouthern NUTS2 RegionEastern & Midland NUTS2 Region
Border Cavan
Donegal
Leitrim
Monaghan
Sligo
Mid-West Clare
Limerick
Tipperary
Dublin Dublin City
Dun Laoghaire-Rathdown
Fingal
South Dublin
South-East Carlow
Kilkenny
Waterford
Wexford
Mid-East Kildare
Louth
Meath
Wicklow
West Galway
Mayo
Roscommon 
South-West Cork
Kerry
Midland Laois
Longford
Offaly
Westmeath

Principal economic status: Respondents were asked which of the following best represents their situation.

  • Full-time employed
  • Part-time employed
  • Unemployed
  • Retired
  • Unable to work due to longstanding health problems
  • Student, pupil
  • Fulfilling domestic tasks
  • Other

Highest level of education completed: Respondents were asked to select the highest level of education or training they have ever successfully completed from the following options:

  • No formal education or training
  • Primary education (NFQ levels 1 or 2)
  • Lower secondary (NFQ level 3 - Junior / Inter / Group Certificate)
  • Upper secondary (NFQ levels 4 or 5 - Leaving Certificate)
  • Technical or Vocational (NFQ levels 4 or 5)
  • Advanced Certificate or Completed Apprenticeship (NFQ level 6)
  • Higher Certificate (NFQ level 6)
  • Ordinary Bachelor Degree or Higher Diploma (NFQ level 7)
  • Honours Bachelor Degree / Professional qualification or both (NFQ level 8)
  • Postgraduate Diploma or Master's Degree (NFQ level 9)
  • Doctorate (Ph.D.) or higher (NFQ level 10)
  • Other

Number of persons living in the household: Respondents were asked how many persons were living in their household.

Number of children under 18 in the household: Respondents were asked how many children under 18 were living in their household.

Tenure: Respondents were asked does the household own or rent the dwelling where they are currently living.

  • Owned outright
  • Owned with a mortgage
  • Rented
  • Rent free
  • Other type of housing situation (e.g., homeless, nursing home, direct provision)

General health status: Respondents were asked how their health is in general.

  • Very good
  • Good
  • Fair
  • Bad
  • Very bad

Benchmarking calibration

The following process was used to counteract some of the potential bias within the survey respondents, and to make the final calibrated distribution of respondents as representative as possible of the population.

The Labour Force Survey (LFS) Q3 2022 population estimates (the most recently available estimates at the time of analysis) were used to benchmark the Pulse dataset across key characteristics for calibration. The individual weights were inflated to match overall population total and then calibrated using CALMAR calibration adjustment program to ensure that benchmarked respondent totals matched the LFS Q3 2022 benchmark totals for a number of key characteristics including sex, age, region, principal economic status, and tenure.

Benchmarking calibration has been used to adjust to key population totals to match current population distributions with respondent distributions. However, given the voluntary nature of the data collection tool and the non-random nature of respondents, it is unlikely that we can fully account for bias inherent in the data.  For this reason, caution should be taken when attempting to make inferences to the entire population from these results.

Population distributions from LFS Q3 2022 were compared with the respondent distributions across key characteristics (i.e., sex, age, region, principal economic status, and tenure) both before and after weighting in Table (insert table number):

Table 3.1 - 'Our Lives, Our Money' Pulse survey distributions before and after benchmark calibration with LFS Q3 2022
 Pulse Survey - Distribution of RespondentsPulse Survey - Calibrated DistributionLFS Q3 2022
State100%100%100%
    
Sex   
Female68.80%51.10%51.10%
Male31.20%48.90%48.90%
    
Age Group   
18 to 297.40%19.20%19.20%
30 to 3914.50%17.60%17.60%
40 to 4924.20%20.20%20.20%
50 to 5924.60%16.30%16.30%
60 to 6920.20%13.00%13.00%
70+9.10%13.70%13.70%
    
Principal Economic Status   
Working for payment or profit63.70%61.50%61.40%
Unemployed1.90%4.00%4.00%
Student or pupil2.70%5.90%5.90%
Retired from employment20.40%17.00%17.00%
Unable to work due to permanent sickness or disability4.80%4.80%4.90%
Engaged on home duties3.90%5.60%5.60%
Other2.60%1.40%1.40%
    
NUTS3 Regions   
Border5.60%8.10%8.20%
West8.50%9.50%9.50%
Mid-West8.00%9.80%9.80%
South-East9.40%8.80%8.80%
South-West16.80%14.40%14.40%
Dublin32.00%29.30%29.10%
Mid-East15.00%14.30%14.30%
Midlands4.80%5.80%5.80%
    
Tenure    
Owner-occupied81.30%74.60%74.70%
Rented18.70%25.40%25.30%

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