Back to Top

 Skip navigation

Household Income

Household Income

Median household income increased in SILC 2025

Online ISSN: 2009-5937
CSO statistical release, , 11am

The income reference period of SILC in year T is the calendar year T-1, i.e. for SILC 2025 the income relates to Jan-Dec 2024.

Real and Nominal Household Income

€61,666
Median household disposable income in 2025
Up 4.7%
Adjusting for inflation, income Up 2.4% in 2025
Source: CSO Ireland, Survey on Income and Living Conditions (SILC) 2025

The median nominal household disposable income in SILC 2025 (calendar year 2024) was €61,666, an increase of €2,744 (+4.7%) from the previous year. Using a base income year of 2019 to adjust for inflation, the real median household disposable income was €51,624, an increase of €1,218 (2.4%) compared with the previous year.

In the five years since SILC 2020, median nominal household disposable income increased by 32.9%. However, after adjusting for inflation, real median household disposable income increased by 11.3% over the same period. From SILC 2022 to 2025, real median household disposable income increased by 1.0%. See figure 2.1 and tables 2.1a & 2.1c.

Disposable household income is gross household income less total tax, social insurance contributions, pension contributions and inter-household transfers paid. The ‘nominal’ figures discussed here have not been adjusted for inflation.

Real income is income that has been adjusted for inflation using Consumer Price Index (CPI) data. The current time-series begins with SILC 2020, where the income relates to the 2019 calendar year. As such, a base year of 2019 is used to adjust for inflation. Over the calendar year of 2024 (the income reference period for SILC 2025), the annual CPI varied from +3.4% in February to +1.0% in November 2024, see the CSO’s Consumer Price Index December 2024 release.

See Survey on Income and Living Conditions Fact Sheet.

Figure 2.1 Nominal and Real Household Disposable Income by Year

Adults living alone have the lowest household income 

Results from SILC 2025 show that factors such as age, employment status, education level, region, the number of people, and number of workers in the household are all correlated with household income. Households with three or more persons at work had the highest nominal median household disposable income at €106,524 compared with €33,105 for households with no one at work. See table 2.1a.

Households composed of one adult aged 65 or over had the lowest median household disposable income at €22,237 compared with €89,132 for households composed of three or more adults and no children. All household compositions have seen an increase in nominal median household disposable income in SILC 2025. Households composed of one adult aged over 65 had the largest increase in income, up 10.8% to €22,237, while households with one adult aged under 65, and one adult with children under 18 had the smallest growth in income, increasing by 0.6% to €32,199 and €39,146 respectively. See figure 2.2 and table 2.1a.

Figure 2.2 Median Nominal Household Disposable Income by Household Composition and Year

After adjusting for inflation, real median household disposable income fell in two of the eight household groups in SILC 2025. The real income of households composed of one adult older than 65 years increased by 8.4% in 2025, while in the 5-years since SILC 2020 it increased 8.5% from €17,150 to €18,616 in SILC 2025. Households with one adult, with at least one child under 18 years, saw their real income fall by 1.6% in the year, while in the 5-years since SILC 2020 it increased 11.7% from €29,724 to €32,771 in SILC 2025. See figure 2.3 and table 2.1c.

Figure 2.3 Median Real Household Disposable Income by Household Composition and Year

Home ownership is correlated with higher household income 

SILC results show that those living in owner-occupied households have significantly higher household disposable income compared with people living in rented or rent-free households. The nominal median household disposable income for owner-occupied households was €71,338 in SILC 2025, an increase of €4,533 (+6.8%) from the previous year. The corresponding figure for rented and rent-free households increased by €1,308 (2.8%) to €47,599. See table 2.1a.

Households in both the Northern and Western region and the Southern region saw their nominal median household disposable income rise by 4.1% in SILC 2025. When inflation is accounted for, real median household disposable income for households in these regions rose by 1.9% in the year. Real median household disposable incomes rose for households in the Eastern and Midlands region by 0.6%. See figure 2.4 and tables 2.1a & 2.1c.

X-axis labelNominal - % change 2024 to 2025Real - % change 2024 to 2025
Northern and Western4.11.9
Southern4.11.9
Eastern and Midland2.80.6

Composition of Household Income

Gross income includes social transfers plus market income, such as employment, pension income, employer’s social insurance and pension contributions, and other income. Cost-of-living measures introduced in 2022, such as energy credits and increased or additional social welfare payments and allowances, are included in social transfers for SILC 2025 estimates. See Background Notes for details.

In SILC 2025, the mean weekly household gross income was €1,980, representing an increase of €89 (4.7%) from the previous year. See table 2.2a.

On average, households received €1,736 (87.7% of gross weekly income) from market income sources, and €244 (12.3% of gross income) from social transfers per week. However, this varied considerably by decile.

After adjusting for inflation, mean real weekly gross income increased 13.9% in five years, from €1,455 in SILC 2020 to €1,657 in SILC 2025. In the five years since SILC 2020, mean real weekly market income increased 15.8%, from €1,254 to €1,453 in SILC 2025. Mean real weekly income from social transfers increased 1.7%, from €201 in SILC 2020 to €204 in 2025.

In the five years since SILC 2020, mean real tax and social contribution deductions increased 22.9%, leading to a 10.3% increase in mean real weekly net disposable income, from €1,042 in SILC 2020 to €1,150 in SILC 2025.

Households in the lower income deciles are most reliant on social transfer income

Ranking households from lowest household disposable income to highest, and splitting into ten groups allows us to split households into deciles.

Households in the first household disposable income decile had a mean weekly gross income of €363, with an average €102 (28.2% of gross income) from market income and €261 (71.8% of gross income) from social transfers. After deductions, these households had an average net disposable income of €329 per week.

For households in the fifth decile the mean weekly gross income was €1,372, composed of an average €1,081 (78.8%) market income and €292 (21.2%) in social transfers. After deductions, households in the fifth decile had an average of €1,080 in disposable income.

Households in the tenth decile had a mean weekly gross income of €5,787, composed of an average €5,556 (97.9%) market income and €122 (2.1%) in social transfers. After deductions, households in the tenth decile had an average €3,495 in disposable income. See figure 2.5 and table 2.3a.

 

X-axis labelTotal market incomeTotal social transfersTotal deductionsNet disposable income
1st decile102261-34329
2nd decile311320-67564
3rd decile548330-134743
4th decile823304-227901
5th decile1081292-2921080
6th decile1493236-4521277
7th decile1920211-6201512
8th decile2328209-7861751
9th decile3084156-11552085
10th decile5665122-22923495
State1736244-6061374

Households in the upper income deciles contribute most in tax and social insurance contributions

Disposable income is gross income less total tax, personal and employer’s social insurance contributions, personal and employer’s pension contributions, and inter-household transfers paid.

The mean weekly contribution in income tax and social insurance was €388 (19.6% of gross income). After total deductions of €606 (30.6% of gross income), the average household had €1,374 in weekly disposable income. See figure 2.5 and table 2.3a.

On average, households in the first household disposable income decile contributed €34 (9.4% of gross income) in tax, social insurance, inter-household transfers and pension deductions each week, containing an average €16 (4.4% of gross income) in tax and social insurance contributions. This left an average net disposable income of €329 per week.

For households in the fifth decile, an average of €292 (21.3% of gross income) was deducted each week leaving a disposable income of €1,080. On average, households in the fifth decile paid €173 a week (12.5% of gross income) in tax and social insurance contributions.

Households in the tenth decile had an average €2,292 (39.6% of gross income) deducted each week, resulting in a disposable income of €3,495. On average, households in the tenth decile paid €1,631 (28.2%) of gross income in weekly tax and social insurance contributions. See figure 2.5 and table 2.3a.

Table 2.1a Median Nominal Household Disposable Income by Demographic Characteristics and Year

Table 2.1b Mean Nominal Household Disposable Income by Demographic Characteristics and Year

Table 2.1c Median Real Household Disposable Income by Demographic Characteristics and Year1

Table 2.1d Mean Real Household Disposable Income by Demographic Characteristics and Year1

Table 2.2a Composition of Nominal Household Income by Year (€)

Table 2.2b Composition of Real Household Income1 by Year (€)

Table 2.3a Average Weekly Nominal Household Income by Net Disposable Household Income Deciles and Composition of Net Household Disposable Income, 2025

Table 2.3b Average Weekly Real Household Income by Net Disposable Household Income Deciles and Composition of Net Household Disposable Income, 2025