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Survey on Income and Living Conditions (SILC) 2025

Equivalised Income

Increase in equivalised income in SILC 2025

Online ISSN: 2009-5937

CSO statistical release, 11 March 2026, 11am

The income reference period of SILC in year T is the calendar year T-1, i.e. for SILC 2025 the income relates to Jan-Dec 2024.

Real and Nominal Equivalised Income

€31,767

Median equivalised disposable income of individuals in 2025

Up 5.9%

Adjusting for inflation, income up 3.6% in 2025

Source: CSO Ireland, Survey on Income and Living Conditions (SILC) 2025

Equivalised income allows for a more meaningful comparison of income across households by accounting for the number of adults and children living in the household, thus allowing for analysis at an individualised level. However, when analysing by individual characteristics, it should be borne in mind that equivalised income is influenced by the income of all household members. See At Risk of Poverty Indicators Explained (PDF 717KB) .

The median equivalised disposable income in SILC 2025 was €31,767, representing an increase of €1,771 (5.9%) from the previous year. The corresponding at risk of poverty threshold (i.e. 60% of the median) stood at €19,060 in SILC 2025, compared with €17,998 in SILC 2024.

Using a base income year of 2019 to adjust for inflation, the real median equivalised disposable income in SILC 2025 was €26,594, an increase of 3.6% from €25,661 on the previous year. The real at risk of poverty threshold was €15,956 in SILC 2025, up from €15,397 in the previous year.

In the five years from 2020 to 2025 median nominal equivalised disposable income increased by 31.9%, while after adjusting for inflation, real median equivalised disposable income increased by 10.4%. See figure 3.1 and tables 3.1a & 3.1c.

Persons that were unable to work due to long-standing health problems had the lowest equivalised disposable income in SILC 2025

Analysis by Principal Economic Status (PES) shows that persons who were unable to work due to long-standing health problems had the lowest equivalised disposable income (€22,661) followed by persons fulfilling domestic tasks (€23,801). The comparable figure for employed persons was €36,424. See figure 3.2 and table 3.1a.

After adjusting for inflation, real gains in equivalised income were experienced by all Principal Economic Status groups.

The largest year-on-year change in nominal equivalised disposable income was seen amongst unemployed persons, which increased by 14.7% to €23,951 when compared with SILC 2024. When account is taken for inflation, real equivalised disposable income increased by 12.2% in the year for these individuals.

Persons describing themselves as unable to work due to long-standing health problems saw their nominal equivalised disposable income increase by 3.3% in SILC 2025 and by 1.1% after adjusting for inflation. See figure 3.3 and tables 3.1a & 3.1c.

Please note that Principal Economic Status is self-defined at the time of interview (first seven months of 2025), whereas the income reference period is the 2024 calendar year, thus the two may not always perfectly align.

X-axis label	Nominal Median- % change 2024 to 2025	Real Median- % change 2024 to 2025
Employed	6.3	4
Unemployed	14.7	12.2
Retired	5.1	2.8
Unable to work due to long-standing health problems	3.3	1.1
Student, pupil	8.4	6.1
Fulfilling domestic tasks	4	1.7

Nominal equivalised disposable income increased in all age groups in SILC 2025. Individuals aged 50 to 64 saw the largest rise in their nominal median equivalised disposable income, increasing 7.5% to €34,387. The group aged 18 to 34 years had the lowest increase in income, rising 3.8% to €33,031 in the year to SILC 2025. See figure 3.4 and table 3.1a.

Nominal equivalised disposable income follows a general upward trajectory as the level of education increases. Individuals with the highest level of educational attainment (third level degree or higher) had the highest median equivalised disposable income of the categories analysed in SILC 2025, at €39,817. This compares with €22,156 for those with primary level education or lower.

Those persons whose highest level of educational attainment reached third level non-degree saw the largest increase in their nominal median equivalised disposable income, increasing 8.6% in SILC 2025. This compares with an increase of 0.2% for those whose highest attainment was lower secondary education or below. See table 3.1a.

When adjusted for inflation, real equivalised disposable income increased in SILC 2025 for those persons whose highest level of educational attainment was third level non-degree by 6.3%. Real equivalised disposable income fell by 1.9% for those persons whose highest level of educational attainment was lower secondary in 2025. See table 3.1a.

Distribution of Equivalised Income

Almost half of those unable to work due to long-standing health problems persons are in the lowest income quintile

Ranking persons from lowest nominal equivalised disposable income to highest and dividing by five allows us to split the population into quintiles.

More than two in five people unable to work due to long-standing health problems (46.2%) and the unemployed (41.7%) are in the first equivalised disposable income quintile (i.e. the lowest 20% of the net disposable equivalised income distribution). This compares with one in ten (9.9%) of those that are employed.

Individuals who are unable to work due to long-standing health problems are least likely to be in the top equivalised disposable income quintile (i.e. the highest 20% of the net disposable equivalised income distribution), with 3.5% of these individuals in this quintile in SILC 2025. Over one quarter (26.8%) of individuals in employment are in the top equivalised disposable income quintile. See figure 3.5 and table 3.2.

Share of income (%)	Quintile 5	Quintile 4	Quintile 3	Quintile 2	Quintile 1
Employed	26.9	25.9	20.5	16.8	10
Retired	15.6	16.6	19.1	21.6	27.2
Student, pupil	13.6	16.4	22.8	21.7	25.5
Fulfilling domestic tasks	9.5	8.4	15.4	25.8	41
Unable to work due to long-standing health problems	3.5	7.6	13.7	28.9	46.2
Unemployed	9.9j	8.9	17	22.4	41.8

Impact of Social Transfers on Equivalised Income

If income from social transfers was deducted from disposable income, the median equivalised disposable income for all people in the State would have decreased from €31,767 to €26,701. See table 3.3a.

Composition of Equivalised Income

Persons in lower income deciles are most reliant on income from social transfers

In SILC 2025, the nominal mean weekly equivalised gross income was €1,000, an increase of 4.6% on the previous year. After deductions of €310, the nominal mean weekly equivalised disposable income was €690. On average, equivalised market income amounted to €881 each week (88.1% of gross income), compared with €119 in social transfers (11.9% of gross income). See table 3.4a.

As was seen in the previous chapter for household income, the share of mean equivalised gross income coming from market income increases with each increasing income decile. Market income accounts for an average of 54.2% of gross mean equivalised gross income for individuals in the first decile, 82.5% of income for those in the fifth decile and 98.0% of gross mean equivalised gross income for those in the tenth decile.

Social transfers represented a decreasing proportion of mean equivalised gross income with each increasing income decile. For individuals in the first equivalised gross income decile, social transfers accounted for an average 45.8% of their income. This fell to 17.5% of equivalised gross income for those in the fifth decile and 2.0% for those in the tenth decile.

Total deductions, such as tax and social contributions, accounted for 13.4% of the equivalised gross income decile for individuals in the first decile, 24.1% of gross income for those in the fifth decile and 41.1% of gross income for those in the tenth decile. See figure 3.6 and table 3.5a.

X-axis label	Total market income	Total social transfers	Total deducations	Net disposable income
1st decile	169.07	142.93	-41.89	270.11
2nd decile	204.95	218.51	-43.58	379.88
3rd decile	366.9	177.73	-97.48	447.16
4th decile	523.16	134.78	-147.38	510.56
5th decile	624.69	132.21	-182.14	574.77
6th decile	757.14	111.4	-227.84	640.7
7th decile	926.49	89.61	-299.48	716.62
8th decile	1155.84	74.17	-416.44	813.57
9th decile	1439.6	59.12	-537.18	961.54
10th decile	2640.88	53.24	-1105.97	1588.15
State	880.98	119.36	-309.98	690.36

Table 3.1a Median Equivalised Nominal Disposable Income by Demographic Characteristics and Year

Table 3.1a Median Equivalised Nominal Disposable Income by Demographic Characteristics and Year
All persons
		Median equivalised nominal disposable income (€)				% change
		2022	2023	2024	2025	2023-2024	2024-2025
State		26,851	27,597	29,996	31,767	8.7	5.9
Sex
	Male	27,211	28,141	30,315	32,051	7.7	5.7
	Female	26,342	27,092	29,653	31,291	9.5	5.5
Age group
	0-17	24,226	25,224	27,638	29,107	9.6	5.3
	18-34	29,448	29,130	31,812	33,031	9.2	3.8
	35-49	27,372	29,001	31,425	32,873	8.4	4.6
	50-64	28,626	29,578	32,000	34,387	8.2	7.5
	65+	23,046	25,986	27,328	28,899	5.2	5.7
Principal Economic Status
	Employed	30,989	31,977	34,259	36,424	7.1	6.3
	Unemployed	17,702	18,902	20,888	23,951	10.5	14.7
	Retired	23,824	26,100	27,501	28,899	5.4	5.1
	Unable to work due to long-standing health problems	19,411	20,213	21,927	22,661	8.5	3.3
	Student, pupil	25,411	25,567	26,613	28,856	4.1	8.4
	Fulfilling domestic tasks	20,461	22,461	22,895	23,801	1.9	4.0
Highest education level attained
	Primary or below	18,760	22,000	21,247	22,156	-3.4	4.3
	Lower secondary	22,737	23,193	25,755	25,810	11.0	0.2
	Higher secondary	26,552	26,770	28,386	30,524	6.0	7.5
	Post leaving cert	25,200	26,735	28,057	30,044	4.9	7.1
	Third level non degree	26,961	29,773	30,904	33,559	3.8	8.6
	Third level degree or above	34,460	36,481	38,381	39,817	5.2	3.7
Household composition
	1 adult aged 65+	16,826	19,753	20,067	22,237	1.6	10.8
	1 adult aged <65	23,994	27,405	32,000	32,199	16.8	0.6
	2 adults, at least 1 aged 65+	23,371	26,629	26,950	28,899	1.2	7.2
	2 adults, both aged <65	35,578	36,791	38,797	40,258	5.5	3.8
	3 or more adults	30,495	31,109	34,187	35,330	9.9	3.3
	1 adult with children aged under 18	18,886	21,634	23,131	22,290	6.9	-3.6
	2 adults with 1-3 children aged under 18	27,138	28,106	30,268	32,162	7.7	6.3
	Other households with children aged under 18	24,135	23,431	27,000	28,054	15.2	3.9
Household type
	One person household	20,412	23,405	25,081	26,854	7.2	7.1
	Lone parent with at least one child aged less than 25	19,479	22,725	23,503	24,470	3.4	4.1
	Lone parent with all children aged 25 or more	28,100	27,105	27,886	26,974	2.9	-3.3
	Couple without any child(ren)	31,711	33,871	36,468	37,402	7.7	2.6
	Couple with at least one child aged less than 25	27,161	27,630	29,830	31,448	8.0	5.4
	Couple with all children aged 25 or more	30,622	34,095	34,539	35,753	1.3	3.5
	Other type of household	26,031	26,383	31,116	32,149	17.9	3.3
Number of persons at work in the household
	0	17,767	19,959	20,367	22,289	2.0	9.4
	1	23,854	23,753	26,221	28,536	10.4	8.8
	2	30,840	32,031	34,062	36,072	6.3	5.9
	3+	32,256	31,822	34,259	36,988	7.7	8.0
Tenure status
	Owner-occupied	29,282	30,515	32,798	34,808	7.5	6.1
	Rented or rent free	20,447	21,927	25,229	25,462	15.1	0.9
Urban/rural location
	Urban areas	27,372	27,919	30,813	31,970	10.4	3.8
	Rural areas	25,260	26,826	28,225	30,856	5.2	9.3
Region
	Northern and Western	23,209	24,252	26,517	28,054	9.3	5.8
	Southern	25,664	26,414	28,932	31,545	9.5	9.0
	Eastern and Midland	29,282	29,851	31,877	33,202	6.8	4.2

Open in Excel: Survey on Income and Living Conditions (SILC) 2025 Table 3.1a (XLS 13KB)

Table 3.1b Mean Equivalised Nominal Disposable Income by Demographic Characteristics and Year

Table 3.1b Mean Equivalised Nominal Disposable Income by Demographic Characteristics and Year
All persons
		Mean equivalised nominal disposable income (€)				% change
		2022	2023	2024	2025	2023-2024	2024-2025
State		30,427	31,937	34,173	36,023	7.0	5.4
Sex
	Male	30,843	32,368	34,573	36,538	6.8	5.7
	Female	30,021	31,517	33,786	35,520	7.2	5.1
Age group
	0-17	27,807	28,948	30,520	32,938	5.4	7.9
	18-34	32,292	32,135	35,881	37,090	11.7	3.4
	35-49	30,590	32,628	34,822	36,600	6.7	5.1
	50-64	33,729	35,402	37,652	39,233	6.4	4.2
	65+	27,610	31,082	32,119	34,454	3.3	7.3
Principal Economic Status
	Employed	34,524	35,934	38,131	40,135	6.1	5.3
	Unemployed	19,809	22,421	24,763	27,357	10.4	10.5
	Retired	28,502	30,754	32,648	34,569	6.2	5.9
	Unable to work due to long-standing health problems	22,339	22,768	24,204	24,670	6.3	1.9
	Student, pupil	29,188	30,429	33,385	33,684	9.7	0.9
	Fulfilling domestic tasks	24,231	26,225	27,017	28,936	3.0	7.1
Highest education level attained
	Primary or below	21,108	23,850	23,445	25,472	-1.7	8.6
	Lower secondary	25,370	26,745	28,489	29,322	6.5	2.9
	Higher secondary	28,822	29,690	31,672	33,216	6.7	4.9
	Post leaving cert	27,372	28,797	31,377	32,222	9.0	2.7
	Third level non degree	31,159	32,961	34,323	36,494	4.1	6.3
	Third level degree or above	39,125	41,296	43,568	45,691	5.5	4.9
Household composition
	1 adult aged 65+	23,675	26,487	27,079	29,528	2.2	9.0
	1 adult aged <65	30,651	30,578	35,515	36,680	16.1	3.3
	2 adults, at least 1 aged 65+	28,679	32,436	32,988	36,329	1.7	10.1
	2 adults, both aged <65	37,811	41,917	43,322	45,314	3.4	4.6
	3 or more adults	34,280	35,037	38,657	38,634	10.3	-0.1
	1 adult with children aged under 18	20,663	24,440	23,585	25,724	-3.5	9.1
	2 adults with 1-3 children aged under 18	30,002	31,458	33,102	36,103	5.2	9.1
	Other households with children aged under 18	26,707	26,182	29,390	30,710	12.3	4.5
Household type
	One person household	27,602	28,748	31,715	33,324	10.3	5.1
	Lone parent with at least one child aged less than 25	21,732	24,943	24,635	26,488	-1.2	7.5
	Lone parent with all children aged 25 or more	28,311	29,323	29,851	30,619	1.8	2.6
	Couple without any child(ren)	35,608	40,041	41,531	44,116	3.7	6.2
	Couple with at least one child aged less than 25	30,838	31,078	33,957	35,591	9.3	4.8
	Couple with all children aged 25 or more	34,430	36,486	37,389	38,977	2.5	4.2
	Other type of household	28,553	30,330	33,275	34,624	9.7	4.1
Number of persons at work in the household
	0	22,191	24,064	25,923	28,150	7.7	8.6
	1	28,284	29,444	31,261	33,377	6.2	6.8
	2	34,021	35,640	38,056	40,099	6.8	5.4
	3+	34,194	35,387	37,099	38,938	4.8	5.0
Tenure status
	Owner-occupied	33,100	35,263	37,114	39,444	5.2	6.3
	Rented or rent free	24,050	24,431	27,497	28,346	12.5	3.1
Urban/rural location
	Urban areas	31,598	32,777	35,440	36,450	8.1	2.8
	Rural areas	28,009	30,195	31,505	35,066	4.3	11.3
Region
	Northern and Western	26,391	27,094	29,497	30,907	8.9	4.8
	Southern	28,733	30,836	33,111	35,399	7.4	6.9
	Eastern and Midland	32,941	34,316	36,531	38,308	6.5	4.9

Open in Excel: Survey on Income and Living Conditions (SILC) 2025 Table 3.1b (XLS 13KB)

Table 3.1c Median Equivalised Real Disposable Income¹ by Demographic Characteristics and Year

Table 3.1c Median Equivalised Real Disposable Income¹ by Demographic Characteristics and Year
All persons
		Median equivalised real disposable income¹ (€)				% change
		2022	2023	2024	2025	2023-2024	2024-2025
State		26,324	25,101	25,661	26,594	2.2	3.6
Sex
	Male	26,677	25,596	25,934	26,832	-4.1	1.3
	Female	25,825	24,642	25,367	26,196	-4.6	2.9
Age group
	0-17	24,048	23,750	22,943	23,643	3.1	3.1
	18-34	27,660	28,870	26,496	27,214	2.7	1.6
	35-49	27,251	26,834	26,378	26,883	1.9	2.4
	50-64	27,399	28,064	26,903	27,375	1.8	5.2
	65+	23,332	22,593	23,636	23,378	-1.1	3.5
Principal Economic Status
	Employed	30,380	29,085	29,308	30,493	0.8	4.0
	Unemployed	17,354	17,193	17,869	20,051	3.9	12.2
	Retired	23,356	23,740	23,526	24,193	-0.9	2.8
	Unable to work due to long-standing health problems	19,030	18,385	18,758	18,971	2.0	1.1
	Student, pupil	24,912	23,255	22,767	24,157	-2.1	6.1
	Fulfilling domestic tasks	20,059	20,430	19,586	19,925	-4.1	1.7
Highest education level attained
	Primary or below	18,392	20,011	18,176	18,548	-9.2	2.0
	Lower secondary	22,290	21,096	22,033	21,607	4.4	-1.9
	Higher secondary	26,031	24,349	24,283	25,553	-0.3	5.2
	Post leaving cert	24,705	24,317	24,002	25,152	-1.3	4.8
	Third level non degree	26,431	27,081	26,437	28,094	-2.4	6.3
	Third level degree or above	33,783	33,182	32,834	33,333	-1.0	1.5
Household composition
	1 adult aged 65+	16,496	17,967	17,167	18,616	-4.5	8.4
	1 adult aged <65	23,523	24,927	27,375	26,956	9.8	-1.5
	2 adults, at least 1 aged 65+	22,912	24,221	23,055	24,193	-4.8	4.9
	2 adults, both aged <65	34,879	33,464	33,190	33,702	-0.8	1.5
	3 or more adults	29,896	28,296	29,246	29,577	3.4	1.1
	1 adult with children aged under 18	18,515	19,678	19,788	18,660	0.6	-5.7
	2 adults with 1-3 children aged under 18	26,605	25,564	25,893	26,925	1.3	4.0
	Other households with children aged under 18	23,661	21,312	23,098	23,486	8.4	1.7
Household type
	One person household	20,011	21,288	21,456	22,481	0.8	4.8
	Lone parent with at least one child aged less than 25	19,096	20,670	20,106	20,485	-2.7	1.9
	Lone parent with all children aged 25 or more	27,548	24,654	23,856	22,582	-3.2	-5.3
	Couple without any child(ren)	31,088	30,808	31,197	31,311	1.3	0.4
	Couple with at least one child aged less than 25	26,628	25,131	25,519	26,327	1.5	3.2
	Couple with all children aged 25 or more	30,021	31,012	29,547	29,931	-4.7	1.3
	Other type of household	25,520	23,997	26,619	26,914	10.9	1.1
Number of persons at work in the household
	0	17,418	18,154	17,423	18,659	-4.0	7.1
	1	23,386	21,605	22,431	23,889	3.8	6.5
	2	30,234	29,134	29,139	30,198	0.0	3.6
	3+	31,622	28,944	29,308	30,965	1.3	5.7
Tenure status
	Owner-occupied	28,707	27,756	28,058	29,140	1.1	3.9
	Rented or rent free	20,045	19,944	21,583	21,316	8.2	-1.2
Urban/rural location
	Urban areas	26,834	25,394	26,360	26,764	3.8	1.5
	Rural areas	24,764	24,400	24,146	25,831	-1.0	7.0
Region
	Northern and Western	22,753	22,059	22,684	23,486	2.8	3.5
	Southern	25,160	24,025	24,750	26,408	3.0	6.7
	Eastern and Midland	28,707	27,152	27,270	27,795	0.4	1.9
¹Deflator base year 2019, corresponding with the T-1 income reference period of SILC 2020.

Open in Excel: Survey on Income and Living Conditions (SILC) 2025 Table 3.1c (XLS 40KB)

Table 3.1d Mean Equivalised Real Disposable Income¹ by Demographic Characteristics and Year

Table 3.1d Mean Equivalised Real Disposable Income¹ by Demographic Characteristics and Year
All persons
		Mean equivalised real disposable income¹ (€)				% change
		2022	2023	2024	2025	2023-2024	2024-2025
State		29,829	29,049	29,234	30,157	0.6	3.2
Sex
	Male	30,237	29,441	29,576	30,588	0.5	3.4
	Female	29,431	28,667	28,903	29,736	0.8	2.9
Age group
	0-17	27,261	26,330	26,109	27,574	-0.8	5.6
	18-34	31,658	29,229	30,695	31,050	5.0	1.2
	35-49	29,989	29,677	29,789	30,640	0.4	2.9
	50-64	33,067	32,201	32,210	32,844	0.0	2.0
	65+	27,068	28,271	27,477	28,844	-2.8	5.0
Principal Economic Status
	Employed	33,846	32,684	32,620	33,599	-0.2	3.0
	Unemployed	19,420	20,393	21,184	22,902	3.9	8.1
	Retired	27,942	27,973	27,929	28,940	-0.2	3.6
	Unable to work due to long-standing health problems	21,900	20,709	20,706	20,653	0.0	-0.3
	Student, pupil	28,615	27,677	28,560	28,199	3.2	-1.3
	Fulfilling domestic tasks	23,755	23,853	23,112	24,224	-3.1	4.8
Highest education level attained
	Primary or below	20,693	21,693	20,056	21,324	-7.5	6.3
	Lower secondary	24,872	24,326	24,371	24,547	0.2	0.7
	Higher secondary	28,256	27,005	27,094	27,807	0.3	2.6
	Post leaving cert	26,834	26,193	26,842	26,975	2.5	0.5
	Third level non degree	30,547	29,980	29,362	30,551	-2.1	4.0
	Third level degree or above	38,357	37,562	37,271	38,251	-0.8	2.6
Household composition
	1 adult aged 65+	23,210	24,092	23,165	24,720	-3.8	6.7
	1 adult aged <65	30,049	27,813	30,382	30,707	9.2	1.1
	2 adults, at least 1 aged 65+	28,116	29,503	28,220	30,413	-4.3	7.8
	2 adults, both aged <65	37,068	38,126	37,061	37,935	-2.8	2.4
	3 or more adults	33,607	31,869	33,070	32,343	3.8	-2.2
	1 adult with children aged under 18	20,257	22,230	20,176	21,535	-9.2	6.7
	2 adults with 1-3 children aged under 18	29,413	28,613	28,318	30,224	-1.0	6.7
	Other households with children aged under 18	26,182	23,814	25,142	25,709	5.6	2.3
Household type
	One person household	27,060	26,148	27,131	27,898	3.8	2.8
	Lone parent with at least one child aged less than 25	21,305	22,687	21,075	22,175	-7.1	5.2
	Lone parent with all children aged 25 or more	27,755	26,671	25,537	25,633	-4.3	0.4
	Couple without any child(ren)	34,909	36,420	35,529	36,932	-2.4	3.9
	Couple with at least one child aged less than 25	30,232	28,268	29,049	29,795	2.8	2.6
	Couple with all children aged 25 or more	33,754	33,187	31,985	32,630	-3.6	2.0
	Other type of household	27,992	27,587	28,466	28,986	3.2	1.8
Number of persons at work in the household
	0	21,755	21,888	22,176	23,566	1.3	6.3
	1	27,729	26,781	26,743	27,942	-0.1	4.5
	2	33,353	32,417	32,556	33,569	0.4	3.1
	3+	33,522	32,187	31,737	32,597	-1.4	2.7
Tenure status
	Owner-occupied	32,450	32,074	31,750	33,021	-1.0	4.0
	Rented or rent free	23,578	22,222	23,523	23,730	5.9	0.9
Urban/rural location
	Urban areas	30,977	29,813	30,318	30,514	1.7	0.6
	Rural areas	27,459	27,464	26,952	29,356	-1.9	8.9
Region
	Northern and Western	25,873	24,644	25,234	25,874	2.4	2.5
	Southern	28,169	28,048	28,325	29,635	1.0	4.6
	Eastern and Midland	32,294	31,213	31,251	32,070	0.1	2.6
¹Deflator base year 2019, corresponding with the T-1 income reference period of SILC 2020.

Open in Excel: Survey on Income and Living Conditions (SILC) 2025 Table 3.1d (XLS 39KB)

Table 3.2 Demographic Characteristics of Individuals by Net Disposable Equivalised Income Deciles, 2025

Table 3.2 Demographic Characteristics of Individuals by Net Disposable Equivalised Income Deciles, 2025
%
Decile		1	2	3	4	5	6	7	8	9	10	State
Weekly threshold (€)		<350.19	<412.15	<479.36	<543.01	<607.60	<674.358	<757.97	<879.56	<1070.31	≥1070.31
Distribution across deciles
Sex
	Male	10.0	9.3	9.7	9.8	9.7	10.2	10.4	10.5	10.1	10.3	100.0
	Female	9.9	10.7	10.3	10.2	10.3	9.8	9.6	9.5	9.9	9.8	100.0
Age group
	0-17	13.8	11.2	12.3	10.3	10.5	9.6	7.8	8.4	8.4	7.6	100.0
	18-34	7.9	6.9	8.7	12.3	9.3	10.0	13.0	9.7	11.0	11.2	100.0
	35-49	9.4	8.9	9.1	7.7	11.2	10.7	9.3	11.2	11.7	10.7	100.0
	50-64	9.4	6.8	8.9	9.0	8.0	10.5	11.0	13.2	10.8	12.5	100.0
	65+	8.7	18.0	10.9	11.0	10.8	9.0	8.9	7.2	7.6	7.8	100.0
Principal Economic Status (aged 16 years and over)
	Employed	4.7	5.3	7.4	9.4	9.6	10.9	12.7	13.2	13.7	13.2	100.0
	Unemployed	26.1	15.7	10.3	12.1	10.1	6.9	4.4	4.5	4.1	5.8	100.0
	Retired	9.2	18.0	11.1	10.5	10.9	8.2	9.2	7.4	7.9	7.7	100.0
	Unable to work due to long-standing health problems	22.2	24.0	20.0	8.9	7.9	5.8	4.5	3.1	1.5	2.0	100.0
	Student, pupil	15.9	9.6	9.7	12.0	12.6	10.2	7.3	9.1	5.4	8.2	100.0
	Fulfilling domestic tasks	24.3	16.7	13.6	12.2	8.3	7.1	5.1	3.3	3.1	6.4	100.0
Highest education level attained (aged 16 years and over)
	Primary or below	16.7	30.7	16.7	10.8	7.0	5.3	4.6	4.5	1.3	2.4	100.0
	Lower secondary	16.1	16.1	12.2	13.5	9.7	10.0	5.7	6.7	6.0	3.9	100.0
	Higher secondary	9.4	10.1	10.6	11.6	13.2	12.0	11.7	8.5	7.2	5.7	100.0
	Post leaving cert	8.6	11.2	11.1	12.0	10.5	11.3	11.6	10.6	8.8	4.3	100.0
	Third level non degree	8.8	8.8	6.4	10.0	10.6	11.1	14.2	13.8	9.3	7.0	100.0
	Third level degree or above	5.0	2.7	6.2	7.5	7.9	8.4	11.3	13.6	16.7	20.7	100.0
Household composition
	1 adult aged 65+	16.6	30.0	9.5	7.5	8.1	8.1	4.7	5.2	4.0	6.2	100.0
	1 adult aged <65	19.4	7.4	10.1	5.8	6.4	6.4	7.2	13.7	11.5	12.1	100.0
	2 adults, at least 1 aged 65+	7.9	15.9	11.3	12.6	11.7	6.4	8.6	7.2	8.9	9.5	100.0
	2 adults, both aged <65	4.4	4.5	6.1	7.2	7.0	7.5	12.1	12.4	16.1	22.7	100.0
	3 or more adults	5.0	6.1	7.1	8.5	9.9	12.8	15.0	13.5	12.4	9.7	100.0
	1 adult with children aged under 18	14.7	24.0	21.6	5.8	11.1	8.7	5.7	5.6	1.6	1.2	100.0
	2 adults with 1-3 children aged under 18	10.3	7.9	10.8	10.9	9.3	9.1	9.6	11.0	10.5	10.6	100.0
	Other households with children aged under 18	14.9	11.6	11.4	13.1	12.9	12.8	6.9	5.6	6.2	4.6	100.0
Household type
	One person household	18.1	18.0	9.8	6.6	7.2	7.2	6.0	9.7	8.0	9.3	100.0
	Lone parent with at least one child aged less than 25	17.6	16.1	19.0	13.7	11.5	6.9	5.7	4.1	2.8	2.6	100.0
	Lone parent with all children aged 25 or more	10.0	18.9	12.9	14.8	9.2	11.0	4.2	7.7	8.2	3.1	100.0
	Couple without any child(ren)	4.5	9.0	7.3	8.5	8.4	6.2	11.2	10.9	13.7	20.2	100.0
	Couple with at least one child aged less than 25	10.2	8.9	10.3	10.5	11.1	10.2	9.1	11.2	9.8	8.8	100.0
	Couple with all children aged 25 or more	1.8	4.8	9.2	9.5	6.7	15.8	14.0	11.0	17.7	9.6	100.0
	Other type of household	11.0	7.8	7.1	9.4	11.1	13.4	15.2	8.6	7.8	8.5	100.0
Number of persons at work in the household
	0	20.8	25.9	14.5	9.1	7.8	4.3	4.3	4.7	4.2	4.4	100.0
	1	16.5	9.0	12.9	10.6	11.5	10.6	7.0	6.2	6.6	9.2	100.0
	2	4.1	6.4	8.1	9.4	9.8	10.6	12.3	12.9	12.5	13.9	100.0
	3+	1.1	3.0	4.6	11.8	10.4	14.2	16.2	15.3	16.4	7.1	100.0
Tenure status
	Owner-occupied	5.3	8.3	8.2	10.1	10.3	9.7	11.0	11.9	12.9	12.4	100.0
	Rented or rent free	20.5	13.8	14.1	9.9	9.4	10.7	7.7	5.8	3.4	4.6	100.0
Urban/rural location
	Urban areas	10.5	9.5	9.8	8.9	10.2	10.3	9.9	9.7	10.6	10.8	100.0
	Rural areas	8.9	11.2	10.4	12.6	9.7	9.2	10.3	10.7	8.8	8.3	100.0
Region
	Northern and Western	16.7	14.3	7.7	12.2	11.7	7.1	11.2	8.9	4.8	5.5	100.0
	Southern	9.6	10.5	10.8	9.4	10.0	12.0	8.8	9.3	11.3	8.3	100.0
	Eastern and Midland	7.7	8.1	10.3	9.6	9.4	9.7	10.4	10.9	11.1	12.8	100.0

Open in Excel: Survey on Income and Living Conditions (SILC) 2025 Table 3.2 (XLS 41KB)

Table 3.3a Nominal Median Income Measures¹ by Year

Table 3.3b Nominal Mean Income Measures¹ by Year

Table 3.4a Composition of Nominal Equivalised Income by Year

Table 3.4b Composition of Real Equivalised Income¹ by Year

Table 3.5a Average Weekly Nominal Equivalised Income by Net Disposable Equivalised Income Deciles and Composition of Net Equivalised Disposable income, 2025

Table 3.5a Average Weekly Nominal Equivalised Income by Net Disposable Equivalised Income Deciles and Composition of Net Equivalised Disposable Income, 2025												€
Decile		1	2	3	4	5	6	7	8	9	10	State
Weekly threshold		<351.24	<414.06	<480.45	<544.45	<608.81	<675.768	<757.43	<881.20	<1071.34	≥1071.34
Average Weekly Nominal Equivalised Income
Market Income
	Employee income	114.56	139.19	282.26	405.28	475.85	582.80	709.66	867.93	1,041.59	1,610.68	623.05
	Employer's social insurance contributions	11.68	16.03	33.24	49.66	57.50	71.96	85.93	111.63	135.03	205.47	77.82
	Self-employment income	33.23	35.39	29.64	28.38	41.58	47.71	56.04	84.18	130.81	409.47	89.65
	Private or occupational pension	3.73	8.16	14.66	27.38	34.99	33.14	55.96	63.98	83.50	110.15	43.57
	Other market income	5.86	6.18	7.09	12.46	14.77	21.52	18.89	28.12	48.67	305.11	46.87
	Total Market Income	169.07	204.95	366.90	523.16	624.69	757.14	926.49	1,155.84	1,439.60	2,640.88	880.98
Social Transfers
	Unemployment related benefits	32.32	22.29	26.61	17.06	7.33	8.73	5.02	3.44	3.97	2.78	12.96
	Old-age related payments	25.03	85.02	50.49	44.47	46.59	34.55	35.18	25.12	21.03	25.19	39.26
	Family/children related allowances	38.88	53.94	47.34	38.02	38.64	36.27	25.11	23.28	19.08	14.46	33.50
	Housing allowances	15.84	27.12	21.43	16.37	15.01	10.87	9.43	11.71	6.17	5.23	13.92
	Other social transfers	30.86	30.14	31.86	18.86	24.63	20.99	14.87	10.61	8.87	5.57	19.73
	Total Social Transfers	142.93	218.51	177.73	134.78	132.21	111.40	89.61	74.17	59.12	53.24	119.36
Gross Income		312.00	423.46	544.64	657.95	756.91	868.54	1,016.10	1,230.01	1,498.72	2,694.12	1,000.34
Tax and Social Contributions
	Tax on income and social contributions	20.36	23.93	53.30	80.26	104.64	129.91	177.76	250.54	336.41	801.78	197.92
	Employer's social insurance contributions	11.68	16.03	33.24	49.66	57.50	71.96	85.93	111.63	135.03	205.47	77.82
	Pension Contributions	7.09	2.89	10.19	16.03	17.67	24.86	33.83	52.59	63.23	96.22	32.47
	Regular inter-household cash transfers paid	2.77	0.73	0.74	1.43	2.33	1.10	1.95	1.67	2.50	2.51	1.77
	Total Tax and Social Contributions	41.89	43.58	97.48	147.38	182.14	227.84	299.48	416.44	537.18	1,105.97	309.98
Net Disposable Income		270.11	379.88	447.16	510.56	574.77	640.70	716.62	813.57	961.54	1,588.15	690.36

Open in Excel: Survey on Income and Living Conditions (SILC) 2025 Table 3.5a (XLS 35KB)

Table 3.5b Average Weekly Real Equivalised Income by Net Disposable Equivalised Income Deciles and Composition of Net Equivalised Disposable Income, 2025

Table 3.5b Average Weekly Real Equivalised Income by Net Disposable Equivalised Income Deciles and Composition of Net Equivalised Disposable Income, 2025												€
Decile		1	2	3	4	5	6	7	8	9	10	State
Weekly threshold		<294.06	<346.63	<402.21	<455.79	<509.75	<565.72	<634.09	<737.71	<896.89	≥896.89
Average Weekly Real Equivalised Income
Market Income
	Employee income	95.74	117.13	236.09	339.34	398.76	487.70	594.24	726.56	871.98	1,348.40	521.60
	Employer's social insurance contributions	9.76	13.49	27.81	41.58	48.20	60.21	71.95	93.46	113.04	172.01	65.15
	Self-employment income	27.78	29.64	24.83	23.78	34.76	40.00	46.88	70.53	109.51	342.79	75.05
	Private or occupational pension	3.12	6.83	12.28	22.94	29.23	27.81	46.81	53.61	69.91	92.22	36.48
	Other market income	4.93	5.14	5.94	10.44	12.34	18.06	15.82	23.54	40.75	255.43	39.24
	Total Market Income	141.32	172.23	306.95	438.09	523.29	633.77	775.69	967.71	1,205.18	2,210.84	737.52
Social Transfers
	Unemployment related benefits	27.23	18.45	22.29	14.29	6.13	7.32	4.20	2.88	3.32	2.32	10.85
	Old-age related payments	20.98	71.14	42.29	37.26	38.92	28.98	29.42	21.05	17.61	21.09	32.87
	Family/children related allowances	32.49	45.17	39.75	31.77	32.31	30.41	21.00	19.51	15.97	12.11	28.05
	Housing allowances	13.26	22.69	17.97	13.69	12.55	9.11	7.89	9.81	5.17	4.38	11.65
	Other social transfers	25.96	25.06	26.71	15.78	20.58	17.61	12.44	8.89	7.43	4.67	16.51
	Total Social Transfers	119.93	182.51	149.02	112.78	110.47	93.43	74.96	62.14	49.49	44.57	99.92
Gross Income		261.25	354.74	455.97	550.87	633.77	727.20	850.65	1,029.85	1,254.67	2,255.41	837.44
Tax and Social Contributions
	Tax on income and social contributions	17.01	20.13	44.60	67.21	87.61	108.80	148.80	209.82	281.63	671.21	165.69
	Employer's social insurance contributions	9.76	13.49	27.81	41.58	48.20	60.21	71.95	93.46	113.04	172.01	65.15
	Pension Contributions	5.92	2.42	8.54	13.43	14.78	20.84	28.30	44.06	52.94	80.55	27.18
	Regular inter-household cash transfers paid	2.31	0.61	0.62	1.20	1.94	0.93	1.66	1.38	2.10	2.10	1.49
	Total Tax and Social Contributions	35.01	36.64	81.57	123.43	152.53	190.77	250.70	348.72	449.71	925.88	259.50
Net Disposable Income		226.24	318.10	374.40	427.45	481.24	536.43	599.95	681.13	804.96	1,329.53	577.94

Open in Excel: Survey on Income and Living Conditions (SILC) 2025 Table 3.5b (XLS 35KB)

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Table 3.3a Nominal Median Income Measures¹ by Year					€
		2022	2023	2024	2025
National income definition
	Total gross household income	68,360	68,400	76,210	78,912
	Total disposable household income	52,144	55,149	58,922	61,666
National income definition, national equivalence scale
	Equivalised total disposable income	26,851	27,597	29,996	31,767
	Equivalised total disposable income excluding all social transfers	22,213	23,156	25,547	26,701
	Equivalised total disposable income excluding all social transfers and public sector pensions	21,207	22,069	24,611	25,331
¹Gross and disposable household income is averaged over households, while equivalised income is averaged over individuals within the household.

Table 3.3b Nominal Mean Income Measures¹ by Year					€
		2022	2023	2024	2025
National income definition
	Total gross household income	86,681	90,570	98,673	103,292
	Total disposable household income	60,451	62,898	67,864	71,680
National income definition, national equivalence scale
	Equivalised total disposable income	30,427	31,937	34,173	36,023
	Equivalised total disposable income excluding all social transfers	24,424	26,066	28,352	29,795
	Equivalised total disposable income excluding all social transfers and public sector pensions	23,342	24,918	27,093	28,484
¹Gross and disposable household income is averaged over households, while equivalised income is averaged over individuals within the household.

Table 3.4a Composition of Nominal Equivalised Income by Year					€
		Nominal equivalised income
		2022	2023	2024	2025
Average Weekly Income
Market Income
	Employee income	532.02	550.71	601.04	623.05
	Employer's social insurance contributions	68.43	70.60	76.80	77.82
	Self-employment income	61.56	78.51	89.13	89.65
	Private or occupational pension	37.34	40.38	44.19	43.57
	Other market income	25.74	33.83	33.71	46.87
	Total market income	725.08	774.03	844.86	880.98
Social Transfers
	Unemployment related benefits	24.48	12.71	10.87	12.96
	Old-age related payments	32.87	34.29	35.60	39.26
	Family/children related allowances	30.00	31.63	32.41	33.50
	Housing allowances	7.28	13.18	13.93	13.92
	Other social transfers	20.41	20.70	18.76	19.73
	Total social transfers	115.04	112.52	111.57	119.36
Gross Income		840.13	886.55	956.43	1,000.34
Tax and Social Contributions
	Tax on income and social contributions	159.47	173.73	191.44	197.92
	Employer's social insurance contributions	68.43	70.60	76.80	77.82
	Pension contributions	27.56	28.54	31.54	32.47
	Regular inter-household cash transfers paid	1.55	1.62	1.74	1.77
	Total Tax and Social Contributions	257.01	274.48	301.52	309.98
Net Disposable Income		583.12	612.06	654.91	690.36

Table 3.4b Composition of Real Equivalised Income¹ by Year					€
		Real equivalised income¹
		2022	2023	2024	2025
Average Weekly Income
Market Income
	Employee income	521.57	500.91	514.17	521.59
	Employer's social insurance contributions	67.09	64.22	65.70	65.15
	Self-employment income	60.35	71.41	76.25	75.05
	Private or occupational pension	36.61	36.73	37.80	36.48
	Other market income	25.23	30.77	28.84	39.24
	Total market income	710.84	704.03	722.75	737.52
Social Transfers
	Unemployment related benefits	24.00	11.56	9.30	10.85
	Old-age related payments	32.22	31.19	30.45	32.87
	Family/children related allowances	29.41	28.77	27.73	28.04
	Housing allowances	7.14	11.99	11.92	11.65
	Other social transfers	20.01	18.83	16.05	16.52
	Total social transfers	112.78	102.34	95.44	99.92
Gross Income		823.63	806.38	818.20	837.44
Tax and Social Contributions
	Tax on income and social contributions	156.34	158.02	163.77	165.69
	Employer's social insurance contributions	67.09	64.22	65.70	65.15
	Pension contributions	27.02	25.96	26.98	27.18
	Regular inter-household cash transfers paid	1.52	1.47	1.49	1.48
	Total Tax and Social Contributions	251.96	249.66	257.94	259.50
Net Disposable Income		571.67	556.71	560.26	577.94
¹ Deflator base year 2019, corresponding with the T-1 income reference period of SILC 2020.

Survey on Income and Living Conditions (SILC) 2025

Equivalised Income

Equivalised Income

Increase in equivalised income in SILC 2025

Real and Nominal Equivalised Income

Persons that were unable to work due to long-standing health problems had the lowest equivalised disposable income in SILC 2025

Distribution of Equivalised Income

Almost half of those unable to work due to long-standing health problems persons are in the lowest income quintile

Impact of Social Transfers on Equivalised Income

Composition of Equivalised Income

Persons in lower income deciles are most reliant on income from social transfers

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