The Household Finance and Consumption Survey (HFCS) 2020 was published on 19 May 2022. Since the first publication of 2020 estimates, the CCR has been retrospectively added to the 2018 data. As 2018 and 2020 estimates are now produced using the same methodology, comparisons can be made between them. This publication has been updated on 16 May 2023 and now includes references to 2018 estimates.
| Table 2.1 Summary of results by year | |||||
| Households with asset/debt (%) | Median value 1(€) | ||||
| 2018 | 2020 | 2018 | 2020 | ||
| Real assets | |||||
| Household Main Residence (HMR) | 68.8 | 69.6 | 250,000 | 260,000 | |
| Land | 8.4 | 8.9 | 301,000 | 300,000 | |
| Other Real Estate Property | 12.9 | 12.5 | 200,600 | 236,600 | |
| Self Employment Business Wealth | 17.3 | 15.2 | 18,600 | 19,700 | |
| Vehicles | 78.5 | 79.1 | 8,000 | 10,000 | |
| Valuables | 78.8 | 78.3 | 4,000 | 4,100 | |
| Any Real Asset | 95.6 | 95.3 | 222,700 | 253,100 | |
| Financial assets | |||||
| Savings | 94.6 | 96.6 | 5,000 | 8,700 | |
| Bond or Mutual funds | 10.3 | 13.6 | 10,000 | 5,000 | |
| Shares | 9.7 | 10.5 | 6,200 | 5,800 | |
| Voluntary Pension | 15.8 | 16.3 | 47,500 | 37,600 | |
| Other Financial Asset | 6.6 | 7.2 | 10,000 | 10,000 | |
| Any Financial Asset | 94.8 | 97.1 | 7,800 | 13,300 | |
| Debt | |||||
| Mortgage on HMR | 29.9 | 30.4 | 128,500 | 124,400 | |
| Mortgage on Other Property | 9.4 | 7.2 | 105,400 | 104,800 | |
| Non-mortgage loan | 46.4 | 45.5 | 6,600 | 7,300 | |
| Overdraft | 10.7 | 6.7 | 600 | 600 | |
| Credit Card debt | 39.8 | 26.8 | 1,000 | 700 | |
| Any Debt | 71.8 | 68.1 | 21,400 | 25,000 | |
| 1 Conditional on participation. | |||||
Learn about our data and confidentiality safeguards, and the steps we take to produce statistics that can be trusted by all.