Household Finance and Consumption Survey (HFCS) 2020

Household Net Wealth*

Net Wealth Decile: Net Wealth Threshold

Bottom 10%: <€600
Bottom 30%: <€58,900
Median: €193,100
Top 30%: >€359,600
Top 10%: >€788,400

*Net Wealth = Real Assets +Financial Assets - Debt

Proportion of Households in Ireland with 

Savings: 96.6%
Household Main Residence (HMR): 69.6%
HMR mortgage debt: 30.4%
Non-mortgage loan: 45.5%
Vehicle: 79.1%
Shares: 10.5%

Credit card debt: 26.8%
Overdraft: 6.7%